CoinQuest
29 states now mandate financial literacy for graduation (NEFE, 2025). Schools need curriculum — yesterday.
CoinQuest is the only K-12 adaptive financial literacy platform. See what it looks like at every grade level — from counting coins to managing portfolios.
District PreviewCoinQuest Characters
8 playable characters included free. Students pick their avatar and take it through every world.
Quinn
The Champion
Competitive spirit who loves earning rewards.
Priya
The Strategist
Smart, confident, always a step ahead.
Penny Pup
The Adventurer
Loyal companion who sniffs out savings opportunities.
Coin Cat
The Collector
Curious and clever — always finding hidden coins.
Goldie
The Investor
Bold, confident, always chasing gold.
Sage
The Analyst
Plans every move — patient and precise.
Buck
The Hustler
Entrepreneurial energy — always earning.
Penelope
The Saver
Loves saving every penny she can find.
👑 Premium Characters
Students earn coins by completing quizzes and challenges, then unlock these characters!
🌱 Animal Crew
🔒
Savings Bunny
🪙 150 Coins
Patient saver who teaches long-term thinking.
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Budget Bear
🪙 200 Coins
Master of budgets — every dollar has a job.
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Investment Owl
🪙 350 Coins
Wise and strategic — sees the big picture.
🔒
Vault Dragon
🪙 500 Coins
Fiercely protects savings — guards the vault.
✨ Rare Collection
🔒
Fortune Elephant
🪙 750 Coins
Never forgets a lesson — strong and wise.
🔒
Zen Koala
🪙 750 Coins
Calm under pressure — mindful with money.
🔒
Market Fox
🪙 1,500 Coins
Clever and quick — spots every opportunity.
🌟 Legendary
🔒
Reef Dolphin
🪙 1,500 Coins
Navigates complex waters with grace.
🔒
Blaze Phoenix
🪙 3,000 Coins
Rises from every setback — unstoppable learner.
🔒
Crystal Unicorn
🪙 10,000 Coins
The ultimate reward — true financial mastery.
Meet Your AI Guides
Each grade band has a dedicated AI Guide powered by PENNY. They narrate lessons, introduce character avatars, answer questions in real time, and adapt to every student's level.
Copper
AI Guide · K-2 · Penny Island
Cheerful and warm, Copper grew up in a piggy bank village where every coin has a story. Copper believes learning about money should feel like play — sorting coins, picking between needs and wants, and watching a piggy bank grow.
Coin Values
Needs vs Wants
Saving Basics
"Every penny really does count!"
Clover
AI Guide · 3-4 · Treasure Trail
A junior detective who investigates how money works in the real world. Clover once tracked every penny their family spent for a whole month — and it changed how they thought about money forever. Always carrying a notebook full of money facts.
Making Change
Comparing Prices
Entrepreneurship
"Turning everyday questions about money into lessons that stick."
Marco
AI Guide · 5-6 · Galaxy Station
An adventurous young entrepreneur who runs a neighborhood maker space where kids build businesses, budgets, and big dreams. Marco turned a hobby of building model rockets into a weekend business. Knows the 50/30/20 rule isn't just math — it's freedom.
Budgeting
Compound Interest
Scam Detection
"Understanding money is the first step to building something real."
Aria
AI Guide · 7-8 · City Arena
A youth financial journalist who breaks down complex money topics into clear, compelling stories. Aria started a school blog called "Money Matters" that went viral when she exposed how social media influences teen spending. Knowledge is power — financial knowledge is freedom.
Credit Scores
Behavioral Biases
Impulse Control
"See through financial noise. Make decisions based on evidence."
Sterling
AI Guide · 9-10 · Summit Labs
Started investing at 16 with birthday money and hasn't looked back. Now managing a small portfolio and mentoring peers, Sterling speaks to students like equals — no sugar-coating. His first real lesson came from reading a paycheck stub and seeing how much goes to taxes.
Investing
Tax Basics
Debt vs Investing
"Decisions you make at 16-22 set the trajectory for your financial life."
Morgan
AI Guide · 11-12 · Executive Suite
Graduated early, got her first apartment at 18, and learned everything the hard way — from lease fine print to maxing out her first Roth IRA. Morgan treats students like peers about to launch. No lectures, just real talk about the financial decisions that matter most.
Retirement
Tax Filing
Estate Planning
"Your final guide before full financial independence."
Grades K-2
Grades 3-4
Grades 5-6
Grades 7-8
Grades 9-10
Grades 11-12
Penny Island
What Are Coins?
Students meet Copper and learn about pennies and nickels through drag-and-drop sorting, tap quizzes, and interactive counting.
Treasure Trail
Making Change
Clover leads an adventure in making change, price comparison, and cash register challenges with drag-and-drop sorting and interactive counting.
Galaxy Station
Budgeting Basics
Marco teaches the 50/30/20 rule through interactive budget builders, needs-vs-wants sorting, and real-world spending scenarios.
City Arena
Credit & Smart Spending
Aria teaches impulse vs intentional spending, credit card costs, and the true cost calculator with drag-and-drop and interactive challenges.
Summit Labs
Investing & Compound Interest
Sterling explores simple vs compound interest, the Rule of 72, investment risk classification, and growth projections with interactive challenges.
Executive Suite
Portfolio & Retirement
Morgan teaches asset allocation, retirement planning, net worth calculation, and financial independence with interactive portfolio builders and calculators.
Why Districts Choose CoinQuest
CALE Adaptive Engine
Real-time difficulty adjustment across 5 error categories (conceptual, procedural, strategic, factual, transfer). Students who struggle get scaffolded hints; students who excel skip ahead.
6 Worlds, 177 Modules, K-12
Full coverage from coin identification (K-2) through portfolio management (11-12). Mapped to JumpStart National Standards and all 50 state frameworks. No other platform covers K-8.
Teacher Dashboard + PENNY AI
Class heatmaps, at-risk student flags, module completion rates, CALE error breakdowns, and CSV exports. PENNY AI gives every student a personal tutor that adapts to their learning style.
Unlimited AI-Generated Lessons
Our content engine generates unlimited lessons, quizzes, and story scenarios — any subject, any character, any world. Teachers never run out of material. Content scales across the entire school year and beyond. No other platform can do this.
K-12 Grade Coverage — The Competitive Advantage
Most financial literacy platforms only serve high school. CoinQuest covers every grade band from Kindergarten through 12th grade — the only platform that does.
| Feature | CoinQuest | EverFi | NGPF |
|---|---|---|---|
| Grades K-2 | Penny Island (25 modules) | Not available | Not available |
| Grades 3-4 | Treasure Trail (27 modules) | Not available | Not available |
| Grades 5-6 | Galaxy Station (29 modules) | Not available | Not available |
| Grades 7-8 | City Arena (31 modules) | Not available | Not available |
| Grades 9-10 | Summit Labs (32 modules) | Available | Available |
| Grades 11-12 | Executive Suite (33 modules) | Available | Available |
| Adaptive AI (CALE) | Real-time difficulty adjustment | Static content | Static content |
| AI Tutor (PENNY) | Personalized hints & coaching | No AI tutor | No AI tutor |
| State Standards Alignment | All 50 states + JumpStart | Partial | Partial |
| Total Modules | 177 interactive modules | ~20 courses | ~30 units |
| Content Generation | Unlimited AI-generated lessons | Fixed content library | Fixed content library |
Start a Free 60-Day Pilot
We'll set up CoinQuest in 2 classrooms at no cost. Your teachers get full access, real student data, and a dedicated success manager. No contracts, no risk.
Per-Student
Flexible per-seat licensing
Per-School
Unlimited students, one campus
Per-District
All schools, volume pricing